One of the first questions families ask when researching addiction treatment is about cost. The financial aspect of rehabilitation can feel overwhelming, but understanding the pricing structure helps you make informed decisions about your care. It is important to be aware that even if you think your insurance doesn’t have out-of-network coverage or a good out-of-pocket contribution, an expert billing team can often negotiate to get you good coverage.
At WellBrook Recovery, we’ve worked with hundreds of families navigating the financial side of addiction treatment. Here’s what you need to know about rehab costs in 2025.
Table of Contents
Key Takeaways on How Much Does Rehab Cost
- Inpatient rehab programs typically cost between $20,000 and $40,000 for 30 days of treatment.
- Outpatient programs range from $2,000 to $10,000 for a three-month period.
- Insurance coverage can significantly reduce out-of-pocket expenses, with many plans covering 50-80% or even 100% of treatment costs. At WellBrook, our experienced billing team can often negotiate coverage even if your policy’s terms aren’t favorable initially.
- Location, facility amenities, and treatment length directly impact pricing.
- Financial aid options, such as sliding-scale fees and payment plans, make treatment accessible regardless of income.
The Basics of Rehab Costs
Rehab centers provide structured addiction treatment programs designed to help people overcome substance use disorders. These facilities offer medical supervision, therapy sessions, and support services tailored to individual needs.
Treatment centers vary widely in their approach. Some focus exclusively on detoxification, while others provide comprehensive care that includes behavioral therapy, medication management, and aftercare planning. The level of medical staffing, therapeutic programming, and facility amenities all contribute to the overall cost structure and differences in rehab prices. Below, we will look at several types of rehab and the factors that determine their costs.
How Much Does Inpatient Rehab Cost?
Inpatient rehab programs typically cost between $20,000 and $40,000 for a 30-day stay, though this can vary further. As inpatient rehab programs usually include room and board, 24-hour medical supervision, individual and group therapy, medication management, and meals, their cost is often in the upper range when it comes to rehab programs. Most inpatient programs include a detoxification program, which usually requires medical supervision 24/7. This is another reason that inpatient programs are often more pricey. However, when inpatient rehab is the best option, insurance will often cover a significant portion of the costs.
Luxury or executive rehab facilities can run significantly higher, sometimes reaching $40,000 to $100,000 per month. These programs offer additional amenities like private rooms, gourmet meals, spa services, and alternative therapies.
How Much Does Outpatient Rehab Cost?
The cost of outpatient addiction treatment programs typically ranges from $2,000 to $10,000 for three months of treatment.
Intensive outpatient programs (IOP) fall on the higher end because they require more frequent sessions, usually 9 – 20 hours per week. Standard outpatient care involves fewer weekly hours and costs proportionally less.
The lower price point makes outpatient treatment accessible for people who can’t take extended time away from work or family responsibilities. However, outpatient programs work best for people with stable living situations and lower-risk substance use patterns.
Cost of Partial Hospitalization Programs (PHP)
Partial hospitalization programs sit between inpatient and outpatient care in both intensity and cost. These programs typically cost $350 to $450 per day, with most patients attending 5 – 6 days per week.
A month of PHP treatment usually costs between $7,000 and $14,000. Patients receive hospital-level care during the day but return home each evening. This structure provides intensive medical and therapeutic support while allowing people to maintain some daily routines.
Cost of Medical Detoxification
Medical detox typically costs between $600 and $1,300 per day. Most detox programs last 3 – 7 days, with total costs ranging from $1,800 to $9,000.
The wide price range reflects the level of medical supervision required. Alcohol and benzodiazepine detox require more intensive medical monitoring than other substances, which increases costs. Facilities with on-site physicians and nursing staff charge more than those using visiting medical providers.
Detox addresses only the physical withdrawal symptoms. It doesn’t treat the underlying addiction, so most people need to transition into a rehab program after detox is complete.
Cost of Dual Diagnosis Treatment
Dual diagnosis treatment addresses both substance use disorders and co-occurring mental health conditions. These programs cost 20 – 30% more than standard addiction treatment because they require additional psychiatric services.
Monthly costs for dual diagnosis inpatient programs typically range from $20,000 to $45,000. The higher price reflects the need for psychiatric evaluations, medication management for mental health conditions, and specialized therapeutic approaches.
According to the Substance Abuse and Mental Health Services Administration (SAMHSA), approximately 50% of people with severe mental health conditions also experience substance use disorders. Treating both conditions simultaneously produces better long-term outcomes than addressing them separately.
Factors Influencing Rehab Costs
Several factors can affect the cost of a rehab program.
Location and Type of Facility
Geographic location creates substantial price variations. Urban facilities in high-cost-of-living areas charge more than rural programs. A 30-day inpatient program in California or New York might cost $40,000, while a comparable program in the Midwest could run $25,000.
Facility type also matters. Hospital-based programs typically cost more than standalone treatment centers due to higher overhead. Nonprofit facilities often charge less than for-profit centers, though treatment quality doesn’t necessarily correlate with facility ownership structure.
Types of Treatments Offered
Evidence-based therapies such as cognitive-behavioral therapy, dialectical behavior therapy, and medication-assisted treatment have become standard in quality rehab programs. However, some facilities offer additional specialized treatments that increase costs.
These might include:
- Trauma-focused therapy (EMDR, trauma-informed care)
- Family therapy programs with dedicated family counselors
- Alternative therapies (acupuncture, equine therapy, art therapy)
- Specialized programs for specific populations (adolescents, professionals, LGBTQ+ individuals)
Each additional service adds to the base cost. Some significantly enhance recovery outcomes, while others offer supplementary benefits that might not be worth the extra expense in your situation.
Amenities and Comfort Levels
Basic rehab facilities provide safe, clean environments with standard accommodations. Think shared rooms, cafeteria-style meals, and functional common areas.
Higher-end facilities offer private rooms, chef-prepared meals, fitness centers, pools, and resort-like settings. These amenities don’t improve clinical outcomes, but they can make the treatment experience more comfortable.
The Length of Stay
Insurance companies often cover 28 – 30 days of inpatient treatment, which is why 30-day programs have become standard. However, addiction severity should determine treatment length, not insurance coverage alone.
Extended care programs lasting 45, 60, or even more days provide extra time to develop coping skills and establish new behavioral patterns. While total costs increase with program length, per-day rates often decrease, and longer treatment usually produces better long-term outcomes.
Understanding Coverage Variations by Insurance Plans
The Mental Health Parity and Addiction Equity Act requires insurance companies to cover mental health and substance use treatment at the same level as medical and surgical care. However, coverage details vary significantly between plans.
Most insurance plans cover:
- Medical detoxification
- Inpatient rehabilitation (typically 30 days)
- Outpatient treatment
- Medication-assisted treatment
- Therapy sessions
Coverage levels usually range from 50% to 80% of costs after deductibles. Some plans require pre-authorization, while others allow you to enter treatment and verify coverage afterward.
How to Use Insurance for Rehab Payments
Start by calling your insurance company to verify your benefits. Ask specifically about:
- Deductible amounts and whether you’ve met your deductible for the year
- Copay or coinsurance percentages for inpatient and outpatient treatment
- Coverage limits (number of days or total dollar amounts)
- In-network vs. out-of-network coverage differences
- Pre-authorization requirements
Many rehab facilities have admissions counselors who can verify your insurance benefits and explain what you’ll owe out of pocket. At WellBrook Recovery, our admissions team handles insurance verification before treatment begins, and can often assist with negotiations, so families know exactly what to expect financially.
Finding Affordable Rehab: Financial Aid Options
Multiple resources exist to help cover treatment costs beyond insurance:
State-funded programs: Every state operates publicly funded treatment programs for residents who can’t afford private care. These programs typically have waiting lists but provide free or low-cost treatment.
Federal grants: The Substance Abuse and Mental Health Services Administration provides grants to treatment facilities, which they use to offset costs for patients who qualify based on income.
Nonprofit organizations: Many nonprofits offer scholarships or financial assistance for addiction treatment. Organizations like the American Addiction Centers Foundation and the Partnership to End Addiction provide resources to help find financial aid.
Sliding Scale Pricing and Scholarships
Sliding scale pricing adjusts treatment costs based on income and family size. Facilities review your financial situation and set fees you can realistically afford.
Some treatment centers reserve a percentage of their beds for scholarship recipients. These scholarships cover partial or full treatment costs. Application processes vary, but most require documentation of financial need and a personal statement explaining why you need financial assistance.
Payment Plans Offered by Rehab Centers
Most private rehab facilities offer payment plans that spread costs over several months or years. Interest rates and terms vary, but many facilities provide interest-free options if you pay within a specified timeframe.
Some centers work with healthcare financing companies that specialize in medical payment plans. These function like medical credit cards with promotional interest rates and flexible payment terms.
At Wellbrook Recovery, we also have a self-pay option for those without insurance coverage, with generous and flexible interest-free payment plans for those joining for the full program.
The Value of Rehab and Recovery
Addiction treatment represents an investment in health, relationships, and future quality of life. The upfront costs can feel overwhelming, but the alternative, continued active addiction, carries higher financial, physical, and emotional costs.
Quality treatment provides:
- Medical stabilization and safety during withdrawal
- Professional support to address the underlying issues driving addiction
- Skills and strategies to maintain long-term recovery
- Connection to ongoing support resources
- Hope and direction for rebuilding life in recovery
Taking the First Steps Towards Recovery
If cost concerns have stopped you from seeking treatment, start by exploring your options. Call your insurance company to verify benefits. Research state-funded programs in your area. Contact treatment facilities to ask about financial assistance programs.
At WellBrook Recovery, we work with families to find solutions that make treatment accessible. Our admissions team can verify insurance benefits, explain payment options, and help identify financial resources you might not know exist.
Recovery is possible regardless of financial circumstances. Reach out to us today to learn about the options available for your specific situation.
Frequently Asked Questions on How Much Does Rehab Cost
How can I afford rehab without insurance?
Afford rehab without insurance by using state-funded programs, nonprofit treatment centers, and income-based sliding-scale facilities. Many centers reduce costs by 40–70% for patients who qualify for financial assistance. WellBrook Recovery, however, doesn’t accept state based insurances.
Does insurance cover the full cost of rehab?
Insurance covers rehab costs based on your plan, deductible, and provider network. Most policies cover 50 – 80% of treatment after you meet your deductible, but with an expert billing team, coverage can often be much more favorable.
What factors most significantly impact rehab costs?
Rehab costs depend most on treatment type, program length, and facility level. Inpatient rehab costs more because it includes housing and 24/7 care, while outpatient programs cost less. Prices also rise with medical detox, specialized therapies, and private or luxury facilities, which add to operational expenses.
How much does rehab cost without insurance?
Rehab without insurance may cost $2,000 – $10,000 for outpatient programs and $20,000 – $40,000 for 30-day inpatient care, though costs vary based on treatment intensity, medical needs, and facility amenities. At Wellbrook Recovery, we have a self-pay option for those without insurance coverage, with generous and flexible interest-free payment plans for those joining for the full program.
How much does alcohol rehab cost?
Alcohol rehab costs between $2,000 – $10,000 for outpatient treatment and $20,000 – $40,000 for a 30-day inpatient program, though these prices can vary and are often covered by insurance. Intensive or long-term programs can exceed these costs depending on medical monitoring, therapy level, and facility amenities.
